It is a common complaint that people make for not being able to buy a home

Having a less income is a common reason that people give for not being able to buy a home. But in reality it is not the actual valid reason that many people give. Not to have a balance in income, expenses and savings is the main cause for it.

My name is darmendra chaudhary and my monthly income is 30 thousand. I want to buy 1 BHK flat and my budget is 20 lack. I have no saving to pay the down payment.

Now.. My 1^st question is

How to plan the savings to arrange the down payment for buying the home?

My 2^nd question

Where should i invest to get the maximum return?

Answer

To accumulate the fund to buy a home, first make a budget of your income and expenses and cut back your extra expenditure. Then decide on a financial goal and start a regular investment. Take a calculated risk in investment. Invest in PPF, FD, Equity and Mutual Fund for more returns.

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